Picture this:
1. At the beginning of June we were sitting in Sacrament meeting (the first hour of our church services). When we were interrupted with this announcement, "Ladies and Gentleman, if I could get all of you to stand up and move to the sides of the chapel, right now, there is a tornado forming right above our heads."
We quickly obeyed, there was no panic, but a few tears from Tyler, and we waited out the sounds of golf ball sized hail and wind pounding on the roof of our church. Of course my concern was to keep our family safe and together, and Martin's thought was, "Cool! Let me show the kids! This is a once in a lifetime opportunity!" So unknown to me, most of my family were outside checking it out.
2. Once we were safe, church was canceled and we went home to look at the damage. Our tree had been shredded as if it had been placed through a paper shredder standing up, and there was pea to GOLF BALL sized hail everywhere as if it had snowed. We made sure everyone was safe and we marveled at what had just happened. Here is a picture of the tornado.....
So after we calmed our nerves and talked about what a cool story it was, the excitement kind of fizzled away...UNTIL TODAY.....
We had our most awesome insurance USAA, come out and look at the damage. This is a incomplete list of things that the adjuster mentioned in his report:
1. A new roof
2. A new back fence
3. New window screens
4. A new trampoline (at least the net and pads, etc)
5. Pressure wash and seal the back deck
6. New patio furniture
7. Painting of the front of the house
8. A cracked upstairs window
Can someone say YIPEE?!!?
Let's just see if all this is going to happen. Ask me again in two weeks when we get the report back.
Has anyone else in my vicinity already gone through the process? If so, what should I expect?
8 comments:
That's really exciting!! I hope you can get all thoes things on the list! :)
I LOVE USAA. We use them for everything! Wow, kinda makes me want a dissaster to happen. :) Not really. So glad everyone is safe.
Yippee Skippy! Blessings in disguise....boy He works in mysterious ways.
Okay, we have USAA also and had the adjuster out a few months ago. He said that YES we qualified for a new roof, but that our deductible for Wind/Hail is --get this--$13,400 and since a new roof is about $8K, we don't meet the deductible and they won't cover it!! We about DIED when we heard that. I have no idea why our deductible is so ridiculously high--they said it was based off of a percentage of the value of the home.
We later received a letter saying that they were lowering our deductible amt for the future, but it's still over $9K which means more than a new roof. We'd have to have some hugely catastrophic kind of wind/hail damage to make it worth paying that kind of deductible, right?
We've always been really happy with USAA, so we're baffled. We made a claim on our car for the hail damage and they paid out for that, no problem. I know we need to call and talk to them about the house thing because what on earth is the point of paying for insurance if we're going to end up paying it all out of pocket ourselves?
just died laughing, picturing martin running the little ones out into the parking lot to see the fun! :) gotta love him! we had a scary storm while we were at church on sunday too...power kept flickering on and off...just for short spurts but the wind was crazy outside! it's sure an experience! keep us updated...we love usaa too and are gonna be getting home owners ins through them in one week :) would like to know the "dirt".
Wow! Crazy good, huh! Kinda makes me want to park the car on the road ... course we don't get any kind of fun weather like that here....
WOW! You lived through my phobia, that's for sure. Tornados just plain freak me out!!!!
USAA just plain old rocks.
Glad y'all are okay! xoxo
YES! We love USAA too (I spent long enough in the army to deserve it dang it!) and when our house flooded here in Mexico they came through for us without question! Best of luck with you guys!
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